Zero Down Home Loans Are Back
Zero down payment home loans are back. Actually, some of them never went away. VA and USDA Rural Development are two very popular home loan options. Learn more by watching this ROYAL performance… CG...
View ArticleNAR fees are up, and I’m on a budget
NAR fees are up, advertising costs are up, real estate sales are down, but as a Real Estate Agent, you need to find more clients, and you need to do it on a budget. Here are a few simple tools to...
View ArticleCurrent lending rules too tight
The percentage of mortgage applications rejected by the nation’s largest lenders increased last year, spotlighting how banks’ cautious lending practices are hampering the nascent housing market...
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Adjustable mortgage loans popular again. Here is why.
Adjustable (ARM) Loan Resets Cause Foreclosures – Fact or Fiction? Saint Paul, Minnesota: Requests for adjustable mortgage loans dropped to near zero the past few years because of the general belief...
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Home Builder PROFITS way up – and its not from building homes!
Minneapolis, MN: Recent reports show homes builders are making record profits – but not from building homes! What then you ask? From providing the mortgage loans the “builder” give to people buying...
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Nationwide January Home sales dropped 9.2 per cent
Nationwide January Home sales dropped 9.2 per cent Americans stepped back from buying new homes in January, as purchases plunged sharply in western states where prices are typically higher. The...
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How long does it take to close a loan
How long does it take to close a loan? Getting a home mortgage loan in today’s world is a cumbersome paperwork intensive process. Especially with all the recent regulatory changes added since the...
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Consumers disqualify themselves for home loans
Consumers Misjudge Max Debt-to-Income ratios… and Disqualify Themselves from home loans According to a survey by Fannie Mae’s Economic and Strategic Research Group, many consumers think it’s difficult...
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USDA to lower mortgage insurance costs
USDA to cut loan mortgage insurance costs The USDA Rural Housing home loans will soon get cheaper for homeowners with lower mortgage insurance costs. USDA announced last month that it was lowering its...
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What is the Lender Criteria for Approving Home Mortgage Loans?
What is the Lender Criteria for Approving Home Mortgage Loans? Buying a home is a dream for most Americans. The process is time consuming, paperwork intensive, and can seem overwhelming to many...
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